First Rate

Mortgage Advice

Welcome to First Rate Mortgage Advice. We are an established firm of Mortgage Brokers offering a professional service with the personal touch to new and existing clients across the West Midlands and beyond.
We really do put you first at First Rate Mortgage Advice.

Our Services

First Time Buyers
For those taking the first step onto the property ladder, we have a wide range of options available 
An opportunity to compare the market to reduce your mortgage payments or to raise funds for home improvements or other purposes   
Home Mover
Buying and selling your home can sometimes be a daunting process, help is on hand when and where you need it
Buy To Let
We can provide help and guidance for a first time landlord or an experienced landlord looking to expand their portfolio

First Time Buyers

We offer our new clients comprehensive mortgage advice across a wide range of options that are available to First Time Buyers, and we will find the most suitable mortgage to meet your needs.
From our first point of contact we will assist, and provide advice and guidance, on all aspects of your mortgage and the home buying process. We will support you personally and liaise with all of the third parties involved in your purchase, guiding you through each key stage to a successful completion.
So, for any help or information that you may need before or as you embark on buying your first home, please feel free to contact us; we will be pleased to help you.

Help to Buy


Gifted Deposits

Shared Ownership

Right To Buy

95% Loan to Value


Self Employed


Family Assisted Schemes


Low Credit Score


Re-Mortgaging has become very popular in recent years and we have a very competitive mortgage market at the moment, so there has never been a better time to review your current mortgage arrangements.
If your existing mortgage product is coming to an end or you may be looking to raise additional funds for home improvements or other purposes, a suitable remortgage may well be the answer.
Access to Exclusive products
Up to 95% Loan to Value available
Fee Free products
Home Improvement funds
Capital Raising
Transfer of Equity

Home Mover 

Whether moving to a new family home, downsizing, or moving to a new area, selling and buying a property at the same time can be a challenging process for all concerned.

We are very experienced with these matters and can offer a high level of personal service and professional advice to ensure that the mortgage side of this process proceeds smoothly and as timely as possible.


As well as our mortgage advice, we will support you and liaise with all parties involved with your transactions, and help guide you through each key stage of the process to the successful purchase of your new home.

Please feel free to contact us to discuss any aspect, or for any information that you may require as you consider your options. 

Exclusive Products

High Loan to Value

Large Loans


New Build

Self Build

Let to Buy

Specialist Mortgages


Low Credit Score

Buy to Let 

As well as the increasing demand for rental properties there is also a need for information and guidance in the changing Buy to Let market place.

From securing your first tenant to increasing the size of your property portfolio, we understand that there are many considerations and challenges for landlords.

So, for information and help with all aspects of your Buy to Let investments, please contact us now to make the most of your rental property by getting the right mortgage advice. 

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

First Time Landlords

Portfolio Landlords 

Ltd Company BTL's

Fee Free Remortgage Products

Up to 85% Loan to Value 


Contact Us

Please complete your contact details below and an advisor will contact you to discuss your requirements. 

Thank you for your enquiry; we will be in touch soon.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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